Commercial Loan Underwriter

Who you are:

Retired, semi-retired, or near retirement commercial lender or underwriter:

  • Who wants to utilize extensive career knowledge
  • Desires a flexible schedule and ability to work remotely
  • Lives and works in Florida or Georgia

Professional commercial lender or underwriter:

  • Whose hard work is not appreciated, is tired of lender pressure or is simply interested in joining a dynamic group of likeminded credit professionals
  • Who took time off from full time employment but would like to get back involved with commercial lending and generate income
  • Needs a flexible schedule and ability to work remotely
  • Lives and works in Florida or Georgia

Who we are: Lucro Commercial Solutions provides commercial underwriting, documentation, and loan servicing to our partners. We serve over 100 credit unions across the nation as well as community banks and lenders. Come join our robust underwriting team of career professionals with over 500 years of aggregate commercial lending experience. Since our inception in 2004 we have underwritten over 20 billion in commercial loans and our partners’ delinquency is a small fraction of the national average.

Learn more about us here:

We offer:

  • Flexible schedule full time and part time positions
  • Remote positions
  • Endless opportunities to grow your credit knowledge base

Essential Functions: Underwriting business loans for all types of commercial transactions. We analyze financial data and provide a recommendation for the credit decision including information to support the recommendation in a standardized format utilizing Excel worksheets and Word templates.

We see commercial loans from all over the country. Lucro will provide you the opportunity to underwrite to your skill level. We underwrite over 300 loans per month which may vary from a $2,500 credit card loan to a $40 million hotel construction loan.


Necessary Skills:

  • Advanced knowledge of Microsoft Office (especially Excel & Word)
  • Ability to work in a technology-driven environment
  • Ability to work in a team environment and independently
  • Detail-oriented
  • Excellent communicator (written and verbal)
  • Interested in learning and developing
  • Able to advocate and ask questions to facilitate learning.


  • Education equivalent to a college degree is required. Degrees in business administration, finance, or accounting preferred.
  • Five or more years of similar or related experience preferred.
  • Ability to analyze and understand financial statements including those contained in tax forms.
  • Understanding business credit structure is a plus.
  • Working knowledge of Generally Accepted Accounting Principles and financial statement reporting is also a plus.


Lucro loves our employees! Be a part of our family and thrive with us. We offer an extremely competitive benefit package. Lucro is a drug-free workplace.